Financing Policy

We offer financing options through Affirm to make your shopping experience more flexible and convenient. Please review our Financing Policy below for more information:

1. Financing Options: We have partnered with Affirm to provide you with flexible financing options that allow you to spread the cost of your furniture purchase over time. You can choose from a variety of repayment terms to suit your budget and needs.

2. Eligibility: To qualify for financing through Affirm, you must meet the following criteria:

  • Be at least 18 years old (or the age of majority in your state).
  • Have a valid U.S. or APO/FPO/DPO mailing address.
  • Have a valid mobile number and agree to receive SMS texts.
  • Provide your full name, email address, date of birth, and the last four digits of your social security number for verification.

3. Applying for Financing: During the checkout process, you will have the option to select Affirm as your payment method. You will be prompted to complete a quick application process, which involves providing the necessary information for a credit check. Affirm will perform a soft credit check that does not affect your credit score.

4. Loan Approval: Upon completing the application, Affirm will provide you with an instant loan decision. If approved, you can choose from various repayment plans, including interest rates and repayment terms. Once you select a plan and finalize your purchase, your furniture order will be processed and shipped.

5. Interest Rates and Fees: Interest rates and any applicable fees will be clearly presented to you during the financing application process. You can choose the plan that best fits your budget and financial situation.

6. Billing and Payments: Affirm will send you reminders and notifications regarding upcoming payments via email and SMS. You can also manage your account and make payments directly through the Affirm website or mobile app. Late payments may result in fees and impact your credit score.

7. Returns and Refunds: Returns and refunds for furniture purchased using Affirm financing will be handled according to our store's standard return policy (see our No Return Policy). Any eligible refunds will be processed by Returniture and credited to your Affirm account.

8. Customer Service: For any questions, concerns, or assistance with your Affirm financing application or account, please contact Affirm's customer support team.